Last year, I traveled alone for the first time. Suffice it to say I learned a thing or two about what you need when you’re traveling internationally, either because I did it and I WAS GLAD I DID or I didn’t do it and I WISH I HAD.
Read MoreIf you can be responsible with them, credit cards are a great tool that can save you tons of money, particularly on travel.
Read MoreDon’t redeem Chase Ultimate Rewards without first transferring them to your most valuable redemption portal! Here’s a guide.
Read MoreYall, June was a monster. So much happened. I didn’t even post anything other than my May 2019 goals update last month because so much insanity was going on. And clearly July isn’t any less insane, because I’ve neglected the blog altogether. Sorry about that! But I’m back to give you the lowdown on how things are going in my money and my life.
I made a big dent in my consumer debt this month, but I did transfer some savings to do it because (A) I had a large payment due and I would have had to incur interest if I didn’t pay it…I also changed my W4 allowances because apparently I have had 0 withholdings since I got this job 2017. That’s crazy! Each paycheck is now ~$100 more, which means I’ve freed up ~$200/mo for reducing that consumer debt.
Personal finance for young professionals who want to indulge their champagne tastes on a beer budget, optimize their everyday spending, and learn to invest for a financially independent future.
I'll be your guide to all things money optimization, because I like to spend as little as possible on all the nice things, and invest as well as possible so I can have the freedom I want later in life.
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This summer I replaced most of my workout clothes - I haven’t bought anything new in 6 years, which is crazy. Most of it was great quality, but a couple of the colorful leggings were quite see-through, which is NOT a lewk I’m going for. So a few hundred dollars will be going back in my account! I’ll call that a win.