Personal finance for young professionals who want to indulge their champagne tastes with a beer budget, optimize their spending, and learn to invest for a financially independent future.
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Completely putting off entire types of wealthbuilding is NOT for everyone. And some personal finance gurus and bloggers preach Abstention from Wealthbuilding Until All Debt is Paid like it is the Gospel. So what are your choices and how do you know which one will work for you?
I woke up breathless. I reminded myself I hadn’t been fired. Then I had a moment of actual, non-dream panic. What if this is foreshadowing? Then it hit me as I was lying in my bed, surrounded by the many boxes I had not yet unpacked: I haven’t been fired, but if I lost my job, I’d be in a realll bad situation.
THE BLOG NOT ONLY BEAT THE 6-MONTH ANGEL OF BLOG DEATH, it CRUSHED its second quarter! It’s going to be a BIG Q3/Q4, 2018! You’re on notice. Champagne & Capital Gains is comin in hot! Or cold and bubbly. Whatever. Cheers!
So instead of navel-gazing about the conference in a way that non-attendees can’t relate (not that those posts aren’t wonderful too; they super are!), here’s a list of takeaways from FinCon that you can use in your life and your finances, regardless of whether you’re a money blogger or a reader or both!
Good self-care should be about putting yourself in a state to do your best work and be the best self, friend, partner, parent, and person that you can be.
Is anyone moving soon? I’m moving next month and it will be my 10th move in 7 years, so I feel ya. Big time. Moving can be super overwhelming and get expensive quickly if you aren’t careful.
The only thing more exhausting than having too much stuff is feeling shitty for having too much stuff and then whipping yourself into a lather to constantly get rid of items so that you meet some ethereal definition of “Minimalism.”
Last year, I traveled alone for the first time. Suffice it to say I learned a thing or two about what you need when you’re traveling internationally, either because I did it and I WAS GLAD I DID or I didn’t do it and I WISH I HAD.
If you can be responsible with them, credit cards are a great tool that can save you tons of money, particularly on travel.
Don’t redeem Chase Ultimate Rewards without first transferring them to your most valuable redemption portal! Here’s a guide.
So here are June’s extra debt payments and side hustle cash flow payments in all their glory.
The next big milestone is 6 months, which is apparently one that a lot of bloggers don’t reach. I’M COMIN FOR YA, SIX MONTHS. YOU BETTA BE READY.
Champagne with a beer budget so you can invest in more of what matters to you.