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For me, there has been an undercurrent of anxiety and grief that is hard to describeโฆbut essentially, it hasnโt left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.
Thereโs plenty to complain about these days, and honestly, itโs getting kinda draining (name that musical!) so I decided to highlight one of the good things that has come out of COVID for me. Starting a new job remotely during the pandemic has actually benefitted me in so many ways versus going into a new office setting.
If you make enough money, removing the โadded sugarโ from your budget is a great way to free up money โ guilt-free! โ for things you just *want* to buy.
The onslaught of #2020Vision honestly overwhelmed me to the point that I didnโt even think about what I wanted from 2020 because I was too busy hiding from everyoneโs new X-Ray vision.
This summer I replaced most of my workout clothes - I havenโt bought anything new in 6 years, which is crazy. Most of it was great quality, but a couple of the colorful leggings were quite see-through, which is NOT a lewk Iโm going for. So a few hundred dollars will be going back in my account! Iโll call that a win.
Yall, June was a monster. So much happened. I didnโt even post anything other than my May 2019 goals update last month because so much insanity was going on. And clearly July isnโt any less insane, because Iโve neglected the blog altogether. Sorry about that! But Iโm back to give you the lowdown on how things are going in my money and my life.
I made a big dent in my consumer debt this month, but I did transfer some savings to do it because (A) I had a large payment due and I would have had to incur interest if I didnโt pay itโฆI also changed my W4 allowances because apparently I have had 0 withholdings since I got this job 2017. Thatโs crazy! Each paycheck is now ~$100 more, which means Iโve freed up ~$200/mo for reducing that consumer debt.
During our lunch, Beverly told me she couldnโt give me a job, but she was happy to talk me through the job search process and share with me how she made her decision on which firm to choose from among her several offers. "No firm/job/boss is perfect. There are going to be bad things about any job you choose. The most important thing to do before and during the interview process isโฆโ
My consumer debt is finally *truly* on the decline, and as some of you may have seen in my Instagram stories last week, Iโm almost to the point where I am finished with the โpaying off each statement balance in a very particular orderโ merry-go-round. My reading list is still just as long as it was last month, because Iโm falling down on the job.
While I havenโt accomplished everything I hoped to accomplish with the blog in the past year, I have certainly accomplished more than I thought I would in certain waysโฆ.and getting this thing off the ground imperfectly is a heck of a lot better than not getting it off the ground at all, amirite?
March and the beginning of April was hectic with my final of 3 bridesmaid adventures for 2019 consuming most of my free time. First, there was a shower, then a Bachelorette party in mid-March and finally the wedding the first weekend of April! It was all so much fun, but VERY expensive.
Over the years Iโve started doing a few things to get my clothing ready to store and to help keep it in shape for years to come. Iโm also a picky shopper, so the stress of having to replace big-ticket items is something I try to avoid at all costs. Seriously, who are these people who allegedly shop as a hobby? Spending money to make sure your clothes, shoes and accessories stay clean, in good repair, and looking nice is one of the best investments you can make, especially if you buy higher quality items to avoid fast fashion (or if youโre on a clothing ban like Angela over at Tread Lightly, Retire Early)
Champagne with a beer budget so you can invest in more of what matters to you.



For me, there has been an undercurrent of anxiety and grief that is hard to describeโฆbut essentially, it hasnโt left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.