The onslaught of #2020Vision honestly overwhelmed me to the point that I didn’t even think about what I wanted from 2020 because I was too busy hiding from everyone’s new X-Ray vision.
Read MoreI made a big dent in my consumer debt this month, but I did transfer some savings to do it because (A) I had a large payment due and I would have had to incur interest if I didn’t pay it…I also changed my W4 allowances because apparently I have had 0 withholdings since I got this job 2017. That’s crazy! Each paycheck is now ~$100 more, which means I’ve freed up ~$200/mo for reducing that consumer debt.
Read MoreMonica serves as a romantic foil to Rachel’s absurd dating successes, reminding Rachel that sometimes when men say they’re going to call, they’re not actually going to call. She’s afraid she’ll never find a partner. She’s particular about…everything. And she’s almost always right. I relate to Monica a lot. And she learns (and teaches) quite a few financial lessons to which I certainly can relate, and I’m hoping you can too!
Read MoreJoey…I’m trying to find the words to describe this [guy] without being disrespectful. Joey doesn’t share food, but he does share his money with his friends when he has it (which is admittedly rare) and he learned a lot of money lessons the hard way.
Read MoreOne of Ross’s “things” is that he enthusiastically loads up on hotel toiletries and other “free” items in hotel rooms. Chandler gets into it and returns with some great items (USA Today, two apples - “Nice! We’re only 4 apples short of a bushel!” squeals Ross), but the record scratches when Chandler reveals salt and pepper shakers. Ross is beyond appalled and tells him: “You have to find the line between stealing and taking what the hotel owes you.”
Read MoreCompletely putting off entire types of wealthbuilding is NOT for everyone. And some personal finance gurus and bloggers preach Abstention from Wealthbuilding Until All Debt is Paid like it is the Gospel. So what are your choices and how do you know which one will work for you?
Read MoreI woke up breathless. I reminded myself I hadn’t been fired. Then I had a moment of actual, non-dream panic. What if this is foreshadowing? Then it hit me as I was lying in my bed, surrounded by the many boxes I had not yet unpacked: I haven’t been fired, but if I lost my job, I’d be in a realll bad situation.
Read MoreIs anyone moving soon? I’m moving next month and it will be my 10th move in 7 years, so I feel ya. Big time. Moving can be super overwhelming and get expensive quickly if you aren’t careful.
Read MoreY'all, our student loan officer in law school would cheerily tell us each semester "oh well, it's just another drop in the bucket!" In retrospect, we should have tarred and feathered her or something…
Read MoreAs I’ve mentioned before, I’m not frugal, and I don’t try to cut corners in literally every possible way in my life. But I do waste money, and no matter how much money you make, it never hurts to make a conscious effort to spend less in some areas to have more for other areas!
Read MoreThere’s plenty to complain about these days, and honestly, it’s getting kinda draining (name that musical!) so I decided to highlight one of the good things that has come out of COVID for me. Starting a new job remotely during the pandemic has actually benefitted me in so many ways versus going into a new office setting.
If you make enough money, removing the “added sugar” from your budget is a great way to free up money – guilt-free! – for things you just *want* to buy.
Personal finance for young professionals who want to indulge their champagne tastes on a beer budget, optimize their everyday spending, and learn to invest for a financially independent future.
I'll be your guide to all things money optimization, because I like to spend as little as possible on all the nice things, and invest as well as possible so I can have the freedom I want later in life.
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For me, there has been an undercurrent of anxiety and grief that is hard to describe…but essentially, it hasn’t left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.