February 2019 Goals Update!
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February always sucks, but at least this year it was productive! Except for the reading books thing. My bedside stack is at least 6 books high right now. IT WILL HAPPEN. But not in February…
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The Time I Bought Amex Gift Cards with My Target Card: Desperate Money Hacks to Avoid Payday Lenders or Missing a Payment
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This list is intended to be for temporary financial situations - like a government shutdown, for example, or the time between graduation and a job start date. This list is not specifically intended to be used as a general money management strategy, but frankly, if it helps you get current on your bills, have at it. I’m not going to judge you improving your situation if improving your situation right now would mean a 16% interest rate on a credit card vs a 300% APR on a payday loan.
Read MoreSurviving Semi/Unemployment: I Lived Off of My Credit Cards Because Spending an Emergency Fund is Actually Terrifying
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I know using credit cards will cost you money. And this may not be the solution for everyone, but it worked for me, and you shouldn’t feel ashamed if you’re facing some kind of paycheck interruption and you don’t want to (or can’t) rely on your emergency fund for any meaningful length of time. Do what you have to do to stay afloat.
Read More2018 was The Year of Mental & Physical Health. 2019 is The Year of...
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2018 was the year I committed to my mental and physical health, pretty much no matter the cost. It was the year of 2x/week personal training, weekly therapy, binging ER, and letting my brain rest when I wasn’t working on my blog or doing things with my people. The foundation is sustainable enough that I can build on it BIG TIME in 2019 without spending nearly as much money.
Read More2018 Recap: Champagne & Capital Gains is 9 Months Old! Blog, Money & Life Highlights
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Happy 2019, everyone! I’m looking forward to 2019, although I can’t believe it’s already here! 2018 seemed like it just started (and also like it was 85 years long…anyone else?) Can’t wait for new challenges and to build on everything I accomplished in 2018. The blog is nine months old, and I had lofty goals for the fourth quarter of the year, so let’s get to it to see how I did!
Read MoreChampagne & Capital Gains is 6 Months Old! Q2 Blog, Money & Life Updates
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THE BLOG NOT ONLY BEAT THE 6-MONTH ANGEL OF BLOG DEATH, it CRUSHED its second quarter! It’s going to be a BIG Q3/Q4, 2018! You’re on notice. Champagne & Capital Gains is comin in hot! Or cold and bubbly. Whatever. Cheers!
Read MoreHow I Made Money on a $1400+ American Airlines Flight to Hawaii
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If you can be responsible with them, credit cards are a great tool that can save you tons of money, particularly on travel.
Read MoreA Step-By-Step Guide to Transferring Chase Ultimate Reward Points Among Cards to Maximize Rewards
/Don’t redeem Chase Ultimate Rewards without first transferring them to your most valuable redemption portal! Here’s a guide.
Read MoreJune 2018 Extra Debt/Loan Repayment + Side Hustle Cash-Flowin' Report
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So here are June’s extra debt payments and side hustle cash flow payments in all their glory.
Read MoreMay 2018 Extra Debt/Loan Payment Report
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Y'all, our student loan officer in law school would cheerily tell us each semester "oh well, it's just another drop in the bucket!" In retrospect, we should have tarred and feathered her or something…
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For me, there has been an undercurrent of anxiety and grief that is hard to describe…but essentially, it hasn’t left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.