April 2019 Goals Update!

April 2019 Goals Update!

My consumer debt is finally *truly* on the decline, and as some of you may have seen in my Instagram stories last week, I’m almost to the point where I am finished with the “paying off each statement balance in a very particular order” merry-go-round. My reading list is still just as long as it was last month, because I’m falling down on the job.

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High Five! Champagne & Capital Gains is Still Here After One Year!

High Five! Champagne & Capital Gains is Still Here After One Year!

While I haven’t accomplished everything I hoped to accomplish with the blog in the past year, I have certainly accomplished more than I thought I would in certain ways….and getting this thing off the ground imperfectly is a heck of a lot better than not getting it off the ground at all, amirite? 

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March 2019 Goals Update!

March 2019 Goals Update!

March and the beginning of April was hectic with my final of 3 bridesmaid adventures for 2019 consuming most of my free time. First, there was a shower, then a Bachelorette party in mid-March and finally the wedding the first weekend of April! It was all so much fun, but VERY expensive.

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The Time I Bought Amex Gift Cards with My Target Card: Desperate Money Hacks to Avoid Payday Lenders or Missing a Payment

The Time I Bought Amex Gift Cards with My Target Card: Desperate Money Hacks to Avoid Payday Lenders or Missing a Payment

This list is intended to be for temporary financial situations - like a government shutdown, for example, or the time between graduation and a job start date. This list is not specifically intended to be used as a general money management strategy, but frankly, if it helps you get current on your bills, have at it. I’m not going to judge you improving your situation if improving your situation right now would mean a 16% interest rate on a credit card vs a 300% APR on a payday loan.

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Surviving Semi/Unemployment: I Lived Off of My Credit Cards Because Spending an Emergency Fund is Actually Terrifying

Surviving Semi/Unemployment: I Lived Off of My Credit Cards Because Spending an Emergency Fund is Actually Terrifying

I know using credit cards will cost you money. And this may not be the solution for everyone, but it worked for me, and you shouldn’t feel ashamed if you’re facing some kind of paycheck interruption and you don’t want to (or can’t) rely on your emergency fund for any meaningful length of time. Do what you have to do to stay afloat.

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2018 Recap: Champagne & Capital Gains is 9 Months Old! Blog, Money & Life Highlights

2018 Recap: Champagne & Capital Gains is 9 Months Old! Blog, Money & Life Highlights

Happy 2019, everyone! I’m looking forward to 2019, although I can’t believe it’s already here! 2018 seemed like it just started (and also like it was 85 years long…anyone else?) Can’t wait for new challenges and to build on everything I accomplished in 2018. The blog is nine months old, and I had lofty goals for the fourth quarter of the year, so let’s get to it to see how I did!

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Money Lessons I Learned from Friends: Ross Geller

Money Lessons I Learned from Friends: Ross Geller

One of Ross’s “things” is that he enthusiastically loads up on hotel toiletries and other “free” items in hotel rooms. Chandler gets into it and returns with some great items (USA Today, two apples - “Nice! We’re only 4 apples short of a bushel!” squeals Ross), but the record scratches when Chandler reveals salt and pepper shakers. Ross is beyond appalled and tells him: “You have to find the line between stealing and taking what the hotel owes you.”

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Money Lessons I Learned from Friends: Rachel Green

Money Lessons I Learned from Friends: Rachel Green

Anyway, I was thinking about my previous post about Minimalism in which I mention “everyone should have a Monica Closet,” and I thought about all the other things Friends characters taught me about money. Turns out the Friends dealt with money in their lives and with each other quite often! And not always very well…up first, Rachel Green!

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I Dreamed I Got Fired & Now I’m Fired-Proofing My Finances

I Dreamed I Got Fired & Now I’m Fired-Proofing My Finances

I woke up breathless. I reminded myself I hadn’t been fired. Then I had a moment of actual, non-dream panic. What if this is foreshadowing? Then it hit me as I was lying in my bed, surrounded by the many boxes I had not yet unpacked: I haven’t been fired, but if I lost my job, I’d be in a realll bad situation.

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Takeaways from FinCon18 That Anyone Can Apply to Their Money & Their Lives

Takeaways from FinCon18 That Anyone Can Apply to Their Money & Their Lives

So instead of navel-gazing about the conference in a way that non-attendees can’t relate (not that those posts aren’t wonderful too; they super are!), here’s a list of takeaways from FinCon that you can use in your life and your finances, regardless of whether you’re a money blogger or a reader or both! 

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